Life insurance policies can offer different benefits to different people, depending on where they are in life. Term and whole-life insurance are just two types of life insurance that people can use to protect their loved ones from a variety of expenses they may not be able to take care of on their own. Learn… Read More Choosing Between Term and Whole Life Insurance: Which Is Right for You?
Have you ever set a financial goal for yourself with the best of intentions, only to find yourself derailed after a few months? If so, you’re not alone. Just look at how many people start the New Year off with a brand-new gym membership, only to stop going after a few months. Let’s get back… Read More Investment Strategy: Setting Financial Goals
In the final days of 2022, Congress passed a new set of retirement rules designed to make it easier to contribute to retirement plans and access those funds earmarked for retirement. The law is called SECURE 2.0, and it’s a follow-up to the Setting Every Community Up for Retirement Enhancement (SECURE) Act, passed in 2019.… Read More SECURE Act 2.0: An Overview
What to Expect at Your First Meeting and Beyond Once you’ve found an advisor (or two) to meet with, have a game plan for the first meeting. Be prepared for the types of questions your advisor will ask you so that you can be ready with useful information. This will help ensure the meeting is… Read More A Guide to Determining If You Should Work With a Financial Advisor [Part III]
Determining & Choosing the Right Advisor Step 1: Determining the Advisory Relationship For You So, you’ve considered your financial situation and the potential benefits of working with a financial advisor. Now it’s time to determine what type of advisory relationship is best for your individual situation, lifestyle, and goals. There are three main types of… Read More A Guide to Determining If You Should Work With a Financial Advisor [Part II]
At times, it can feel as if the odds of being financially stable are stacked against you. Between bills, college loans, rising home costs, and a challenging job market keeping your head above water can be overwhelming. A top source of stress for many is the challenge to save money for retirement. At a close… Read More A Guide to Determining If You Should Work With A Financial Advisor [Part I]
Are you prepared for 2023? From soaring inflation and rising interest rates to the ongoing effects of the pandemic and war in Ukraine, we can expect the economic landscape to remain predictably unpredictable for the foreseeable future. And Mr. Market doesn’t like it when it’s foggy. While there’s not much we can do to influence the… Read More 2023 Financial Planning: Your Key To-Do List for the New Year
Homeownership is a big part of the American Dream. But buying, owning, and maintaining a place of your own may come with unexpected costs. Most people focus on the financial benefits of homeownership. Your monthly mortgage payment may be the equivalent of (or sometimes even less) than your rent. As you pay your loan, you… Read More 6 Hidden Costs of Home Ownership
Keith Weiss CFP® 