What to Expect at Your First Meeting and Beyond Once you’ve found an advisor (or two) to meet with, have a game plan for the first meeting. Be prepared for the types of questions your advisor will ask you so that you can be ready with useful information. This will help ensure the meeting is… Read More A Guide to Determining If You Should Work With a Financial Advisor [Part III]
Determining & Choosing the Right Advisor Step 1: Determining the Advisory Relationship For You So, you’ve considered your financial situation and the potential benefits of working with a financial advisor. Now it’s time to determine what type of advisory relationship is best for your individual situation, lifestyle, and goals. There are three main types of… Read More A Guide to Determining If You Should Work With a Financial Advisor [Part II]
At times, it can feel as if the odds of being financially stable are stacked against you. Between bills, college loans, rising home costs, and a challenging job market keeping your head above water can be overwhelming. A top source of stress for many is the challenge to save money for retirement. At a close… Read More A Guide to Determining If You Should Work With A Financial Advisor [Part I]
“It turns out my job was not to find great investments but to help create great investors,” writes Carl Richards, author of “The Behavior Gap.” From increasing our budget mindfulness to taking a steadier approach to investing, Richards has drawn attention to how our unexamined behaviors and emotions can be to our detriment when it… Read More Closing the Behavior Gap: Building a Bridge Between Investing & Financial Planning
Are you prepared for 2023? From soaring inflation and rising interest rates to the ongoing effects of the pandemic and war in Ukraine, we can expect the economic landscape to remain predictably unpredictable for the foreseeable future. And Mr. Market doesn’t like it when it’s foggy. While there’s not much we can do to influence the… Read More 2023 Financial Planning: Your Key To-Do List for the New Year
The Form ADV is publicly available paperwork that must be filed with the U.S. Securities and Exchange Commission (SEC) by all financial advisor firms with more than $25 million in AUM. Form ADV includes dozens of pages of information about a firm, including its fee structure, total assets under management, other business activities, any disciplinary… Read More Form ADV: What is it?
Sequence of returns can play a role in the success or failure of your Plan. A thoughtful retirement strategy may help you pursue your many retirement goals. That strategy must consider many factors, and here are just a few: your income needs, the order of your withdrawals from taxable and tax-advantaged retirement accounts, the income… Read More How Market Cycles Can Impact Your Retirement
Reducing your emotions can give you a better chance for investing success Money is always an emotional subject, but often when our emotions get involved with our investments we will make wrong decisions. And that can be a costly mistake. Keeping emotions and investing separate seems almost impossible for many investors. When reacting too quickly… Read More Investing: Keep Emotions & Investing Separate