Have you ever set a financial goal for yourself with the best of intentions, only to find yourself derailed after a few months? If so, you’re not alone. Just look at how many people start the New Year off with a brand-new gym membership, only to stop going after a few months. Let’s get back… Read More Investment Strategy: Setting Financial Goals
Are you prepared for 2023? From soaring inflation and rising interest rates to the ongoing effects of the pandemic and war in Ukraine, we can expect the economic landscape to remain predictably unpredictable for the foreseeable future. And Mr. Market doesn’t like it when it’s foggy. While there’s not much we can do to influence the… Read More 2023 Financial Planning: Your Key To-Do List for the New Year
The Form ADV is publicly available paperwork that must be filed with the U.S. Securities and Exchange Commission (SEC) by all financial advisor firms with more than $25 million in AUM. Form ADV includes dozens of pages of information about a firm, including its fee structure, total assets under management, other business activities, any disciplinary… Read More Form ADV: What is it?
While there is no one-size fits all, avoiding these mistakes is a good start. A lot of 401(k)/403(b) investors end up making the same mistakes when choosing their investments. The results are low returns and unbalanced portfolios. Avoiding these four mistakes is a good start for getting more out of your 401(k)/403(b). There is no… Read More Four Common 401(k) & 403(b) Mistakes to Avoid
Sequence of returns can play a role in the success or failure of your Plan. A thoughtful retirement strategy may help you pursue your many retirement goals. That strategy must consider many factors, and here are just a few: your income needs, the order of your withdrawals from taxable and tax-advantaged retirement accounts, the income… Read More How Market Cycles Can Impact Your Retirement
Reducing your emotions can give you a better chance for investing success Money is always an emotional subject, but often when our emotions get involved with our investments we will make wrong decisions. And that can be a costly mistake. Keeping emotions and investing separate seems almost impossible for many investors. When reacting too quickly… Read More Investing: Keep Emotions & Investing Separate
Lately it seems as if everyone is concerned about a Recession. Investors enjoyed a decade plus of good times, but they’re smart — they know the market runs in cycles, and the good times can’t last forever. The markets have corrected at least -20%…and economic uncertainty remains globally and within this country. Whether you’re still… Read More Afraid of a Recession?
How might it affect you? “It turns out my job was not to find great investments but to help create great investors,” writes Carl Richards, author of “The Behavior Gap.” From increasing our budget mindfulness to taking a steadier approach to investing, Richards has drawn attention to how our unexamined behaviors and emotions can be… Read More The Behavioral Gap & Your Financial Health
Keith Weiss CFP® 