The Form ADV is publicly available paperwork that must be filed with the U.S. Securities and Exchange Commission (SEC) by all financial advisor firms with more than $25 million in AUM. Form ADV includes dozens of pages of information about a firm, including its fee structure, total assets under management, other business activities, any disciplinary… Read More Form ADV: What is it?
You may already be aware of the importance of having enough life insurance coverage to handle financial matters that could affect your family in the event of your death. However, determining the appropriate amount of coverage for your family can be complicated. Rather than using an arbitrary formula, such as having enough coverage to equal… Read More Life Insurance: How Much is Enough?
While there is no one-size fits all, avoiding these mistakes is a good start. A lot of 401(k)/403(b) investors end up making the same mistakes when choosing their investments. The results are low returns and unbalanced portfolios. Avoiding these four mistakes is a good start for getting more out of your 401(k)/403(b). There is no… Read More Four Common 401(k) & 403(b) Mistakes to Avoid
Sequence of returns can play a role in the success or failure of your Plan. A thoughtful retirement strategy may help you pursue your many retirement goals. That strategy must consider many factors, and here are just a few: your income needs, the order of your withdrawals from taxable and tax-advantaged retirement accounts, the income… Read More How Market Cycles Can Impact Your Retirement
THE PROCESS OF WORKING WITH A CFP® PROFESSIONAL The first step in a financial planning engagement is to do a thorough review to assess where you stand and then work with you to develop your personal financial goals. From there, together we make a plan designed to reach your financial goals, guide you through it… Read More The Financial Planning Process
What you should know. The Inflation Reduction Act *quick note: items in this bill won’t have an impact on inflation for years to come Tackling Climate Change Electric Vehicle Credits – for New and Used vehicles. Homeowner’s Credits – includes heat pump water heaters, heat pump systems for heating, HVAC, and upgrading solar panels and… Read More The Inflation Reduction Act & The CHIPS Act
THE QUARTER IN BRIEF Stocks dropped in the second quarter, with the pressure beginning in April, as the Standard & Poor’s 500 index (-8.8%) and the NASDAQ Composite (-13.3%) experienced monthly losses to start the quarter.1 Investors were unnerved by comments from Fed officials about the pace and magnitude of potential rate hikes and by… Read More Q2:2022 – Wei$$ Insights
Reducing your emotions can give you a better chance for investing success Money is always an emotional subject, but often when our emotions get involved with our investments we will make wrong decisions. And that can be a costly mistake. Keeping emotions and investing separate seems almost impossible for many investors. When reacting too quickly… Read More Investing: Keep Emotions & Investing Separate